Better Call Saul

Okay. All set.

Thank you for your patience.

Didn't you say that the hearing is more or less a formality?

Well, the real work's already been done, yes.

In that case, I'm fine covering it myself.

Kevin and Paige don't need both of us there.

That may be strictly true,

but we want to send the right message, don't we?

I'm just worried about your comfort.

I find victory laps very comforting.

Well done, my friend.

Good morning.

This meeting

of the New Mexico State Banking Board is now in session.

We have Mesa Verde here with us today,

and they're represented by Charles McGill.

Nice to have you back, Charles.

Thank you. Good to be back.

I'm here with my colleague, Howard Hamlin.

And may I introduce Mr. Kevin Wachtell,

president and chairman of Mesa Verde Holdings,

and Ms. Paige Novick, Mesa Verde's senior counsel.

Hello and welcome.

I believe staff has found the application

to meet the basic requirements for approval.

That's right, isn't it?

With your permission, Mr. Wachtell would like to make

a brief statement in support of the application.

Mr. Commissioner, ladies and gentlemen of the New Mexico Banking Board,

I'm honored and grateful to appear before you this morning.

We believe that our proposed expansion

is in the public interest,

both for Arizona and our own state.

For 46 years, the men and women of Mesa Verde Bank and Trust

have prided ourselves on personal service

and attention to detail, second to none.

Mesa Verde continues to operate at a Tier 1 leverage ratio of 11.2%.

Uh... Hold on. And we feel...

Excuse me, Mr. Wachtell. Just one moment.

Sir, sorry...

What's going on? Well, let's find out.

Uh, Mr. Commissioner, is there something we can clarify?

Um, yes. Can you give us the address of the proposed Scottsdale branch again?

Certainly. It's 1216 Rosella Drive, Scottsdale, Arizona, 85262.

1216?

Okay. Because the application I'm looking at today

clearly gives the address as 1216.

1216. That's correct, sir.

But, in the original submission,

we're seeing, "1261 Rosella Drive."

It is 1261. 1261.

I think, if you double-check,

you'll see that 1216 is correct.

There seem to be two different addresses here.

Mr. Commissioner, I have a copy of our notice of intent,

which was published in newspapers in Arizona and New Mexico.

It clearly states the address is 1261...

Rosella Drive. Mr. Commissioner. It... it...

1261 Rosella Drive.

Yes, I have a copy of the notice of intent, too.

But on the actual filing, the address reads 1216.

So, which is it?

Mr. Commissioner, if I may confer with my clients?

Certainly. Please.

It's absolutely 1261.

You are mistaken.

And with all due respect, you are muddying the waters here.

Muddying the waters?

Look. Just look.

Well, this is clearly an error.

It's 1261. I know where my own damn bank is.

Now, let's just all calm down. I'm sure we can straighten this out.

I've got a building remodel at 1261 Rosella.

I don't know where the hell 1216 is.

I... I don't quite understand.

1261? 1261.

Is this gonna be a problem? No, I'm sure it won't be.

Um...

Mr. Commissioner, I apologize.

Unaccountably, there appears to be a discrepancy in our filing.

So, the correct address

is the one that appeared in the notice of intent?

The 1261?

It would seem so.

We'd like to request a, um...

An adjournment of just a few minutes,

so that we can amend the filing to reflect the correct address.

Well, I, uh...

I can give you an adjournment, uh...

Uh, but, uh...

I don't think we can get you back in today.

If I may,

when do you think you might be able to schedule us?

I'm being told by staff

that they've already done the research for 1216 Rosella Drive.

Our folks are going to have to go back to square one...

...on the new address. If we could obtain

a provisional agreement today...

...to... to allow the branch to open... No, no.

With all due respect, it's up to you folks

to submit accurate paperwork.

Maybe next time double-check.

Now, uh, the soonest we could revisit this matter...

Well, it looks like six weeks from Friday.

We...

We can't wait six weeks.

Mr. Commissioner, Mesa Verde has put effort and resources

into preparing this branch to open immediately.

However unusual,

a provisional approval would be most appreciated, most welcome.

Time being of the essence... Charles, I'm sorry.

I'll see you in six weeks. That closes the matter for today.

Will staff please note that Mesa Verde will return in six weeks.

At which time, we will revisit this application.

That's understood well now?

This is not possible.

This is not possible!

"1261."

No. No.

Chuck?

I don't understand.

I don't understand. It was 1216. It was.

I checked. I double-checked!

Chuck, it happened.

Now we take our licks and move on.

This doesn't just reflect on you.

An office full of associates and paralegals let this get by.

I did too, for that matter.

It was 1216. I promise you!

Everyone makes mistakes.

This was no mistake.

I'm buying a round for the house.

Yeah?

Yeah.

Hey! Hey, listen up, everybody!

This gentleman's buying a round for the house!

All right, lift with your knees.

What does that even mean? "Lift with your knees?"

I don't know. It's something sweaty people say. Here we go.

One, two, three.

Got it.

Almost, almost, almost. Got it.

All right. Right there. Go. Go.

You okay?

Nothing a few years of physical therapy won't fix.

Okay.

All right. Push.

Slow, slow, slow. Corner, corner, corner.

Yeah. Get that one.

Hi, Paige, how are you?

Yeah. I mean, no. No, it's fine.

Uh-huh.

What?

Well...

Yes. (CHUCKLES) Of course.

Right. I understand.

Okay.

Yeah, that would be perfect. I'll see you then.

Great. And, uh, listen, Paige, thank you.

Thank you.

Ah... uh...

Jimmy?

What? What's up?

I, uh...

I just got Mesa Verde back.

Seriously?

Seriously. (CHUCKLES)

Holy shit, that's unbelievable!

I... What happened to HHM?

Uh, Paige didn't go into it.

She just said the filing didn't go through.

We're gonna meet this afternoon.

Hey, what did I tell you?

Sometimes the good guys win!

Ugh. It sounds like there's some regulatory issues.

Kevin's still worried that one lawyer won't be able to handle it.

You can. Yeah...

I'm gonna have to get a paralegal. Maybe two of them.