Woman of Maruho (Maruho no Onna / マルホの女 / Hoken Hanzai Chosain / ～​保​険​犯​罪​調​査​員​～)

She was due to get married in a month.

She and her fiancé Wada Kensuke-san, 37 years old,

had taken out life insurance.

You're the killer.

Me?

The courier van was equipped with a with a drive recorder.

You lost in love, that's all.

Well then...

What should I have done?

I don't know.

I'm not your friend.

Kuki Saeko-san is suspected of a serious crime.

Circumstantial evidence says she's guilty.

Instead of an incompetent like you,

I'll prove Saeko's innocence.

The body of a homeless man

has been identified as that of Sakuragawa Masato.

This is a story of the wide variety of insurance mushrooming in modern society.

These two insurance adjusters battle against

those committing sophisticated insurance crimes, and attempt to uncover the truth.

Maruho no Onna English subtitles by Candylemon

I wonder why...

I know the fee has gone up from 105 yen to 108 yen.

It's because of the consumption tax hike from April.

I know that. I know it,

- but what I want to say... - Keep your voice down.

You're annoying the people around you.

Why are you here?

I just came to deposit some money.

Oh. What I want to say

is that the butcher and the greengrocer in town

are gradually increasing their prices

and if you look at conditions in the world, rather than immediately hiking the price

you could be more thoughtful... welcoming, maybe.

So, rather than putting the fee up to 108 yen on the first of April,

maybe you could try being more considerate as a business?

How about it?

What's the problem?

Excuse me...

I can't seem to deposit my money.

27,777 yen.

I apologise.

We stop handling cash after 6 pm.

Ah, is that so?

No, not, "Ah, is that so?"

Why are you angry with me ?

We're having an important discussion right now.

What seems to be the problem?

The pub I go to haven't raised their prices with the tax.

So I'm wondering if the bank could maybe...

Stop that, it's undignified.

Thank you for your valuable feedback.

Unfortunately, it's a national policy.

Revolting.

- What's going on? - Don't move!

Verify the situation immediately.

I'll call you again.

Sensei, is something wrong?

It seems there's a bit of trouble.

You two know about the robbery at Taiga Bank, don't you?

Know about it?

I bet this person did it!

Just 'cause she couldn't put money in, her face was all piku-piku-piku!

You've got plenty of motive yourself.

Hey...

If you must eat rice crackers, at least do it carefully.

You made such a fuss there.

However short of money I get I'd never mess with people's stuff.

Unlike a certain nouveau riche scientist.

I can't hear you. Pardon?

Pardon?

Tendon?

Hai hai, hai hai hai!

The bank had taken out comprehensive insurance,

with unlimited compensation in case of robbery.

Normally, with 300 million stolen...

more precisely, 294 million...

the insurance would cover the full amount.

However...

The client is reluctant to pay.

I've heard of companies having to re-insure in order to receive a large payout.

Is it really so rare for the insurance money to be paid.

Insurance companies are stingy...

- You're so simple-minded. - Lucky!

It's better than being all twisted.

I expect you know this,

but banks don't usually have a large amount of cash on the premises.

The robbery happened to take place when there was a lot of money there.

Don't you think the timing is suspicious?

There's a high probability the information was leaked.

Is that what you mean?

Right.

Taiga Bank is a medium-sized commercial bank,

but their performance has slumped over the past few years

and there are constant rumours of a merger.

Those staff hoping for a merger

may be using the robbery to tarnish the bank's reputation,

hoping to aggravate the management.

So they set up a robbery on purpose.

Right.

It's convenient for the merger.

If that's the case, they won't get the insurance.

The policy states, "In the case of gross negligence by the policyholder

"or damage due to fraudulent conspiracy with a third party, no money will be paid."

In other words, our job is to investigate whether

someone within the bank passed information and is linked to the robbery.

Gross!

They can hear you.

I'm the branch manager, Kikuta.

Ah, you are...

I am Kashiwagi Natsuko of Adjust Research.

I'm Tohno Aki. Thanks for the other day.

I've gathered all the staff who were at the scene.

We have also prepared details of the cash flow on the day.

Please come this way.

Insurance adjusters?

Yes.

Could you please tell us about your time as a hostage?

We were preparing to open the bank

when I was held from behind at gunpoint.

Sorry, but after that my head is a blank.

Don't mind her. Go on.

The security number of the double lock is changed every week.

In addition to cash in the safe,

other important materials are also stored there.

Apparently the door of the safe was open when the incident occurred.

The robber appeared just as we were moving cash...

The van with the cash parked here and we moved it to the safe immediately.

Why did the culprit steal the money from the safe?

If you think about it, wouldn't it be normal to target the vehicle?

Ah... That's certainly true.

The cash was gathered because we'd collected a loan from a certain company.

It was supposed to be distributed to each branch for temporary storage.

A seizure of 294 million yen in cash is rather unusual.

Could it be it was a forced credit seizure?

The bank merely exercised our legitimate rights.

The details of the collection were known only by the branch manager and a few others.

The in-house notification system can only be accessed by the executives.

Could that information have been leaked by someone?

Well, I can't say it's impossible, but...

That's a very ambiguous statement.

No, it's just...

Well, thank you very much. That'll do.

Ah...

Excuse me.

- Not gonna eat this, are you? - What was that for?

He was clearly suspicious...

You're so messy!

Guys like that, it's better to let 'em go in case you need 'em later.

- Don't eat and talk! - 'Kay.

Don't go thinkin' ya can get away from me.

This back has more problems than I thought.

A large amount of cash gathered,

and a high probability of illegal loans and credit seizure.

Is it 'cause you're a scientist that you obsess over details?

Science keeps the economy running.

Yeah yeah.

Even if the bank were to merge,

if it were to trigger bankruptcy

it would be a big blow a to those who've deposited 10 million yen or more.

Stop talking about difficult stuff. All this is giving me a headache.

You're still here investigating?

However hard you try, you won't find anything.

It seems you may have misunderstood something.

Our survey is purely so the insurance can be paid promptly.

In that case, I apologise.

But my employees have work to do, too,

so if you could possibly...

Excuse me.

Yes, Kikuta here.

Yes, of course...

He's got a nasty face. I bet he's behind the robbery.

It's incredible how illogical...

That's unbelievable!

Eh?

Yes, I want to look into it,

but I've got insurance adjusters hanging around investigating...

Insurance adjusters?

Two annoying middle-aged women.

I think they'll give up soon,

so please wait a bit longer.

That woman again, huh?

My audio buddy from the MPD

has sent a recording of the culprit from the security camera.

The police are keen to identify him quickly, too.

Whoa whoa... A scorpion?

Do you recognise that tattoo?

I've seen that mark on some team or other...

Who were they? Lately my memory's been terrible.

Isn't that because you drink so much?

Alcohol degrades to acetaldehyde and affects the brain.

And you stuff yourself with food.

You saying I smell?

Do you really think we'll learn anything here?

Has this place been properly checked by Public Health?

I love this kinda place. Cool it~!

Have you ever seen this tattoo?

I dunno.

That reaction makes it sound like you have.

If you cooperate, I'll make it worth your while.