Woman of Maruho (Maruho no Onna / マルホの女 / Hoken Hanzai Chosain / ～​保​険​犯​罪​調​査​員​～)

A repeat claimer.

He still can't move his right hand, and is claiming 30 million yen compensation.

We'd like to ask you some questions.

Drug squad?

Are you saying Yuta got tangled up in a drug deal?

Whether it's Saeko or Yuta-kun,

I do nothing but get rescued.

You are Ghost, aren't you...

Detective Mitsuoka.

Unless you achieve results, you get berated by the public.

If I put myself in danger like this,

I should be rewarded for working for what's right.

Yuta-kun injured himself trying to help me,

but he didn't get anything in return.

Your righteousness is such a shallow thing.

This is a story of the wide variety of insurance mushrooming in modern society.

These two insurance adjusters battle against

those committing sophisticated insurance crimes, and attempt to uncover the truth.

Maruho no Onna English subtitles by Candylemon

Tasty.

Delicious.

Lucky!

Ii yo, ni-i-san.

Gah!

I'm catching that woman's habit!

It'll be fine.

- Is it good? - Mm.

Delicious.

Thank you for waiting. Here's your white wine.

And please also enjoy this.

Really? Thank you.

Thank you for your continued custom.

Dad, the pan!

Ah!

What's wrong?!

Ah.

What's happened?

Are you alright, sir?

Ill... Are you okay?

Hello, this is the Joli Lapin.

Please send an ambulance.

What's wrong?!

Are you alright?!

Do you feel ill?

Food poisoning?

Yes, this time you're investigating a food poisoning incident at a restaurant.

This is your first time dealing with product liability insurance, right?

When a shop causes harm to customers, the insurance company pays the damages

using the insurance money.

However, if the store was grossly negligent, the insurance money is not paid.

Right.

But to cause food poisoning,

how old must the ingredients have been?

I've eaten dried fish three months old with no problems.

That's splendid for you,

but aren't you just insensitive to risk?

You act posh, but you're just sluggish moving.

It's your brain that's sluggish.

Rude woman!

President Sannomiya, she's being rude.

That was you.

You two can't talk for three minutes without fighting.

We're not fighting.

I couldn't fight against someone who's not my equal.

Glad you noticed.

Bye!

Have a good day.

Here.

Excuse me.

Hello.

Come in.

I'm an insurance adjuster for Adjust Research.

My name is Kashiwagi Natsuko.

I'm Murai. Pleased to meet you.

Murai-san!

A...Aki-chan!

Aki-chan?!

Long time no see!

How many years is it?

What are you doing here?

What am I doing...

So the one claiming the insurance is...

Restaurant "Joli Lapin" owner and chef, Murai Toshio, correct?

Murai-san's a chef?

So you left Nightingale Insurance?

Why?

Ah, well, a lot happened.

I resigned from the company two years ago,

and retrained as a chef.

Then six months ago I opened this restaurant.

I didn't know at all.

Well, I thought I'd contact you

once I got going but things haven't gone well.

And now...there's this.

How did food poisoning happen?

Public Health have done a site inspection, haven't they?

May we see the inspection results?

Yes.

Histamine food poisoning.

It's a food poisoning that occurs mainly in lean fish such as bonito, mackerel and tuna.

If stored inappropriately at a temperature above 20˚C,

microorganisms produce a substance called histamine.

Histamine is odourless,

so it's eaten without being noticed

and in some cases the symptoms of poisoning appear within a few minutes.

The fish had been properly stored in the refrigerator.

Until just before serving.

I never said it was your fault.

Perhaps there was some mistake made in the way the fish was prepared.

How many victims were there?

Four people.

I've got their medical certificates.

Here.

If we've got these, that'll be enough.

We'll write our report immediately, so you can get the insurance.

That's a great help.

It's for times like this we have insurance.

Here's the investigation report!

There are no doubtful points about the insurance claim.

We also have all the necessary documents!

Good work.

With this, the money will be paid early next week.

We should do a more detailed investigation.

It's possible this is insurance fraud.

Huh?

On what basis?

Murai-san has a profit compensation covenant

to cover three months after an accident.

Customers won't go to a restaurant where there's been food poisoning.

There'll be an inevitable drop in revenue.

Thankfully there's a special covenant us to compensate for the loss.

The Joli Lapin is in the red.

The business is being run further into debt.

An apprentice was also forced to quit a month ago.

We were told that's because he kept turning up late.

Rather than continuing to run at a loss,

it would be easier to claim the insurance money.

Looking at it that way, fraud wouldn't be surprising.

What're you trying to say?

If food is properly managed at low temperatures,

histamine poisoning can be prevented.

On the other hand, with a little tweaking,

you can also deliberately cause histamine poisoning.

Murai-san isn't like that.

If Murai-san were desperate for the insurance,

it's possible he could have deliberately neglected the food temperature management.

Murai-san is...

...a tough man!

Even if the business is in the red,

there's no way he'd stoop to insurance fraud!

If you're that suspicious, we'll investigate thoroughly.

In exchange,

when it's proved it isn't insurance fraud,

you prostrate yourself and beg Murai-san for forgiveness!

Good morning.

Is President Tanabe around?

He's upstairs.

Thank you.

- An insurance adjuster? - Yes.

Sorry to take up your time.

Public Health came and did an inspection, too.

They didn't find anything wrong here.

We histamine test all the fish we deliver.

They're all below the reference value.

But this is a real nuisance.

From now on it looks like restaurants will buy wholesale from amateurs,

so I'm thinking about quitting.

These are the documents for the Joli Lapin.

I'll take a look.

The business seems to have been very unhealthy.

He seems to have made no plans for retirement, either.

Nor did he have much in the way of savings.

At this rate, the bank wouldn't have lent any more.

But when we asked Murai-san what he would do about working capital,

he said he would get the money from somewhere.

From where?

He wouldn't say more than that.

There's nothing wrong with the fridge.

Was there maybe a power cut?

There wasn't.

The one who received the fish from Tanabe Fisheries was your father?

Yes, my father always...

Rather than continuing to run at a loss,

it would be easier to claim the insurance money.

If Murai-san were desperate for the insurance,

it's possible he could have deliberately neglected the food temperature management.

Was there anything else?

No, it's fine.

It might not be connected to the investigation,

but I wonder how long your father had wanted to open a restaurant?

I'd heard he liked cooking, but I was kinda surprised.

My mother's family home was a restaurant.

Although it ended up closing.

My mother had a dream of reviving that place,

and the two of them wanted to do it after retirement.

So that's it.

But then...

Two years ago, my mother died of illness.

After that, Dad wanted to do it no matter what.

To make Mum's dream come true.